Consumer Protection/Identity Theft

At Chatham – Pittman, PLLC, in Hernando, Mississippi, our attorneys handle complex consumer protection and identity theft matters.

Serving Victims Of Identity Theft

Our society has been complicated by the Internet, the pervasiveness of credit cards, credit accounts, electronic commerce and the amount of personal information available on the Internet. It is estimated that 10 million Americans are victimized by identity theft each year. The damage that can be done by someone stealing and using your identifying information is shocking.

Your credit rating could be ruined by merchants demanding payment for items bought by someone pretending to be you. We've even seen identity theft in the context of criminal actions, where a crime was committed by someone using another person's identity. In these situations, you may never know your identity has been stolen until you are suddenly confronted by a debt collector or the police.

Protecting Your Credit And Your Future

Unfortunately, you don't even have to be a victim of identity theft to experience the devastating effects of an error on your credit report. When activity on your credit accounts is inaccurately reported, such as when accounts are improperly reported as "past due" or "charged off," you may suffer similar damages.

One of the most egregious errors occurs when fraudulent accounts appear on your credit history and credit bureaus refuse to remove the damaging information, despite being notified of the fraudulent activity.

When errors appear on your credit report as a result of identity theft or erroneous reporting, you could be denied credit cards, a home loan, a car loan or refinancing, or experience a host of other severe inconveniences.

It is up to you as the consumer to fight back. Consumers must be proactive in responding to credit report inaccuracies.

Fighting Debt Collector Harassment

Even If You Owe Money, You Have Rights. Let Us Guard Them.

Consumers should be aware of actions that debt collectors and credit reporting agencies could take that violate your rights as a consumer. As a consumer, even if you owe the debt the collector is attempting to collect, you still have rights. For example:

  • The collector must not call you between certain hours.
  • The collector should not be using "autodialers" or automated computers to call you.
  • The collector should not call you at work after you advise him or her not to do so.

Consumers must take specific steps to protect their rights. Our attorneys can help you understand your rights as a consumer and recover your losses due to violations of those rights.

Contact Us For A Consultation

Whatever your legal need may be, Chatham – Pittman, PLLC, is committed to providing trustworthy legal services. We are proud of our integrity, our fairness, our hard work and our personal service. To learn more or to schedule your consultation about identity theft protection, contact us online or call 662-298-5160 or toll free 888-354-4096 today. We represent clients throughout northern Mississippi (including Southaven & Olive Branch) and western Tennessee.

Chatham – Pittman, PLLC, is not a credit repair agency or specialist. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer-client relationship. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us, and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.